University of Delaware and 

Federal Reserve Bank of Philadelphia 

Fintech & Financial Institutions Conference


Dates: April 10 & 11, 2025

Location: Federal Reserve Bank of Philadelphia, Ten Independence Mall, Philadelphia, PA 19106

Directions to the Fed

To register for the conference, use this link


This "updates" web page contains up-to-date information on the Conference, and news updates as they develop.  Schedule, registration links, hotel, speaker details, etc. will often appear here first.

The official sites for the conference are here for University of Delaware, and here for Philly Fed.

Questions? udfedconf@udel.edu

Schedule

Thursday: Breakfast 8AM, Conference start 830, Lunch  with Special Featured Speaker 12, Reception 5

Friday: Breakfast 8AM, Sessions start 830, Keynote speaker 1030, Lunch 12, Keynote speaker 2, Conference end 4:15

Both days: Morning and afternoon paper presentations, with discussants for Economics/Finance Track papers only


Suggested Hotel

A block of rooms with discounted rates is available for reservations until March 20 at the Hotel Monaco near the Fed. You can book your room using this link: FRB Fintech Conference Block


Conference Keynote Speakers

Stefan Nagel (University of Chicago) 

Ramayya Krishnan (Carnegie Mellon University)


Special Featured Speaker

Patrick Harker, President, Federal Reserve Bank of Philadelphia


Economics/Finance Track Paper Presentations (Discussants and presentation times TBA)

The Welfare Benefits of Pay-As-You-Go Financing

Sean Higgins, Kellogg School, Northwestern University

AI Coordination and Self-Fulfilling Financial Crises

Winston Dou, Wharton School, University of Pennsylvania

Regulating Credit: Effects on Market Structure, Lender Technologies, and Credit Access

Barry Scholnick, University of Alberta

Digital Payments and Monetary Policy Transmission

Naz Koont, Stanford University

Anatomy of a Crypto Bank Run

Jonathan Rose,  Federal Reserve Bank of Chicago

Learning from DeFi: Would Automated Market Makers Improve Equity Trading?

TBA

Levelling the Field: Equitable Interest Rates for Unsecured Personal Loans

TBA

Financial Innovation, Labor Markets, and Wage Inequality: Evidence from Instant Payment Systems

Nishant Vats, Olin School, Washington University at St. Louis

Buy Now Pay (Less) Later: Leveraging Private BNPL Data in Consumer Banking

Andrew Herzberg, Federal Reserve Bank of Philadelphia

The Decline of Branch Banking

Shohini Kundu, University of California at Los Angeles


Tech Track Paper Presentations

Generative AI for Modeling Customer Behavior: Exploring Effective Intervention Strategies

Fighting Climate Change with FinTech

Matrix profile enhanced Bayesian online change point detection for Bitcoin ETF trading

Preliminary Lessons Learned from the Change Healthcare Nationwide Pharmacy Outage


LeverEdge: On-Chain Leveraged Tokens



Program Committee


Organizing Committee

Conference Chair:

Fin Track Chairs:

Tech Track Chairs: