University of Delaware and
Federal Reserve Bank of Philadelphia
Fintech & Financial Institutions Conference
Dates: April 10 & 11, 2025
Location: Federal Reserve Bank of Philadelphia, Ten Independence Mall, Philadelphia, PA 19106
To register for the conference, use this link
This "updates" web page contains up-to-date information on the Conference, and news updates as they develop. Schedule, registration links, hotel, speaker details, etc. will often appear here first.
The official sites for the conference are here for University of Delaware, and here for Philly Fed.
Questions? udfedconf@udel.edu
Schedule
Thursday: Breakfast 8AM, Conference start 830, Lunch with Special Featured Speaker 12, Reception 5
Friday: Breakfast 8AM, Sessions start 830, Keynote speaker 1030, Lunch 12, Keynote speaker 2, Conference end 4:15
Both days: Morning and afternoon paper presentations, with discussants for Economics/Finance Track papers only
Suggested Hotel
A block of rooms with discounted rates is available for reservations until March 20 at the Hotel Monaco near the Fed. You can book your room using this link: FRB Fintech Conference Block
Conference Keynote Speakers
Stefan Nagel (University of Chicago)
Ramayya Krishnan (Carnegie Mellon University)
Special Featured Speaker
Patrick Harker, President, Federal Reserve Bank of Philadelphia
Economics/Finance Track Paper Presentations (Discussants and presentation times TBA)
The Welfare Benefits of Pay-As-You-Go Financing
Paul Gertler (University of California, Berkeley)
Brett Green (Washington University in St. Louis)
Renping Li (Washington University in St. Louis)
David Sraer (University of California, Berkeley)
Discussant:
Sean Higgins, Kellogg School, Northwestern University
AI Coordination and Self-Fulfilling Financial Crises
Hao Yang (Swiss Finance Institute and USI Lugano)
Discussant:
Winston Dou, Wharton School, University of Pennsylvania
Regulating Credit: Effects on Market Structure, Lender Technologies, and Credit Access
Susan Cherry (Stanford University)
Discussant:
Barry Scholnick, University of Alberta
Digital Payments and Monetary Policy Transmission
Pauline Liang (Stanford University)
Matheus Sampaio (Northwestern University)
Sergey Sarkisyan (The Ohio State University)
Discussant:
Naz Koont, Stanford University
Anatomy of a Crypto Bank Run
Yuan Gao (University of Arizona)
Richard Sias (University of Arizona)
Discussant
Jonathan Rose, Federal Reserve Bank of Chicago
Learning from DeFi: Would Automated Market Makers Improve Equity Trading?
Katya Malinova (DeGroote School of Business, McMaster University)
Andreas Park (University of Toronto)
Discussant:
TBA
Levelling the Field: Equitable Interest Rates for Unsecured Personal Loans
Ram Gopal (University of Warwick)
Xiao Qiao (City University of Hong Kong)
Moris Strub (University of Warwick)
Zonghao Yang (Stevens Institute of Technology)
Discussant:
TBA
Financial Innovation, Labor Markets, and Wage Inequality: Evidence from Instant Payment Systems
Jacelly Cespedes (University of Minnesota)
Carlos Burga (PUC-Chile)
Carlos Parra (PUC-Chile)
Bernardo Rica (Insper)
Discussant:
Nishant Vats, Olin School, Washington University at St. Louis
Buy Now Pay (Less) Later: Leveraging Private BNPL Data in Consumer Banking
Christine Laudenbach (SAFE and Goethe University)<laudenbach@safe.de>
Elin Molin (Lund University)
Talina Sondershaus (Lund University)
Kasper Roszbach (Norges Bank)
Discussant:
Andrew Herzberg, Federal Reserve Bank of Philadelphia
The Decline of Branch Banking
Rajesh Narayanan (Louisiana State University)
Dimuthu Ratnadiwakara (Federal Reserve Bank of Richmond)
Philip Strahan (Boston College & NBER)
Discussant:
Shohini Kundu, University of California at Los Angeles
Tech Track Paper Presentations
Generative AI for Modeling Customer Behavior: Exploring Effective Intervention Strategies
Xuewen Han (Tsinghua University)
Kunpeng Zhang (University of Maryland)
Sean Xin Xu (Tsinghua University)
Fighting Climate Change with FinTech
Antonio Gargano (University of Houston)
Alberto Rossi (Gerogetown University)
Matrix profile enhanced Bayesian online change point detection for Bitcoin ETF trading
Masoud Neshastehriz (University of Delaware)
Paul Laux (University of Delaware)
Preliminary Lessons Learned from the Change Healthcare Nationwide Pharmacy Outage
William Yurcik (Centers for Medicare & Medicaid Services)
Andreas Schick (U.S. Food & Drug Administration)
LeverEdge: On-Chain Leveraged Tokens
Reza Rahimian (Concordia University)
Jeremy Clark (Concordia University)
Program Committee
Joseph Abadi (Federal Reserve Bank of Philadelphia)
Tetyana Balyuk (Emory University)
Jack Bao (University of Delaware)
Sunita Chandrasekaran (University of Delaware)
Bintong Chen (University of Delaware)
John D'Arcy (University of Delaware)
Michael De Lucia (US Army ARL, UD)
Sebastian Doerr (Bank for International Settlements)
Laura Field (University of Delaware)
Paul Goldsmith-Pinkham (Yale)
Charles Gouert (NVIDIA Research)
Deeksha Gupta (John Hopkins University)
Vinu Joseph (NVIDIA)
Jinwook Lee (Drexel University)
Wenli Li (Federal Reserve Bank of Philadelphia)
Chen Liu (Intel)
Dimitris Mouris (Nillion)
Marina Niessner (Indiana University)
Ashish Pujari (Google)
Sebastian Doerr (Bank for International Settlements)
Xiao Fang (University of Delaware)
Alberto Rossi (Georgetown University)
Philip Strahan (Boston College)
James Vickery (Federal Reserve Bank of Philadelphia)
Wujie Wen (NC State University)
Jiaheng Xie (University of Delaware)
Jiafeng Xie (Villanova University)
David Yermack (New York University)
Gloria Yang Yu (Singapore Management University)
Xu Yuan (University of Delaware)
Yao Zeng (University of Pennsylvania)
Kunpeng Zhang (University of Maryland)
Tianjian (TJ) Zhang (California State University Dominguez Hills)
Hong-Sheng Zhou (Virginia Commonwealth University)
Yu Zhu (University of Delaware)
Organizing Committee
Conference Chair:
Paul Laux (University of Delaware)
Fin Track Chairs:
Michael Gelman (University of Delaware)
Vitaly Meursault (Federal Reserve Bank of Philadelphia)
Tech Track Chairs:
Nektarios Tsoutsos (University of Delaware)
Gang Wang (University of Delaware)